Courses, when you're ready to go deeper
Short audio lessons and a downloadable workbook, delivered on WhatsApp. They're in development — join the list and we'll tell you when each one opens. Nothing to pay today.
From Zero to Your First Share
Everything from opening a CDS account to placing and checking your first order on the Dar es Salaam Stock Exchange — explained in plain language, in shillings.
FreeSpot the Scam
Five short lessons on recognising fraud — the eight signals, how to check a licence in five minutes, and what to do in the first 24 hours if it already happened.
In developmentDebt Without Damage
What a mobile loan actually costs, how to read the terms before you tap accept, and how to get out of a spiral — described mechanically, never ranking one lender against another.
In developmentThe Safer Path — Bonds, Funds and ETFs
How government borrowing pays you, how to buy a bond from as little as 10,000 TZS, and what unit trusts and ETFs actually are — in plain amounts, never as a recommendation.
In developmentMoney That Doesn't Arrive Every Month
Budgeting built for income that is never the same twice — the percentage method, building a buffer, and planning for the months you already know will be bad.
In developmentMoney for a Small Business
The bookkeeping that actually works for a small shop, knowing your real cost per item, pricing so there's something left, and when credit helps versus when it kills.
In developmentRetirement When Nobody Employs You
What actually happens when you stop working, how NSSF voluntary membership works, and how to build your own long-term pot — with real amounts, no scheme required.
In developmentInsurance Without the Sales Pitch
What insurance is and the three things it never does, how to read a policy, and how to make a claim without getting stuck — purely educational, never steering you to a specific contract.