Money That Doesn't Arrive Every Month
Budgeting built for income that is never the same twice — the percentage method, building a buffer, and planning for the months you already know will be bad.
| Who it's for | Informal workers, small traders, anyone with a seasonal income. |
|---|---|
| Price | 25,000 TZS |
| Length | 6 lessons |
| Format | Audio + PDF workbook |
| Delivery | WhatsApp, one lesson a day |
Every other budgeting guide assumes a monthly salary. Only 13% of Tanzanians have one. This is the version for everyone else.
What the course covers
- Mapping a month that's never the same twice
- The percentage method — why fixed amounts fail here
- Building a buffer from an unpredictable income
- Saving with a group — how VICOBA works and what to watch
- Where money should sit — wallet, bank, or invested
- Planning for the months you already know will be bad
This course is still being built
Join the list and we'll tell you the moment it opens. There's nothing to pay today, and no place is being reserved or held for you.
Tell me when it opens